Is horror a good movie genre for children Essay

Is ghastliness a decent film type for youngsters - Essay Example The need is to comprehend that ghastliness can have dependable impacts on the psyches of the youthful ones and it is best prudent to get them far from such stuns. It must be comprehended here that the blood and gore flicks created to date have been immediate as worries to the watchers, kids here explicitly. These films have imparted a feeling of ‘what will happen next’ system inside their psyches. Some of them can't watch such motion pictures while being separated from everyone else. They need organization so as to stay away from the ghastliness component of such flicks. Some of them begin sobbing and yelling in an awful scene, in this way adding to the psychological desolation of such a kind of film seeing. It must be grasped here that thrillers portray savagery, murder, slaughtering, blood and frightful language. The scenes are totally hateful for the youthful crowds, since the impacts are wretched to express the least (Tamborini, 1996). The effect of such components on the human brain is not kidding and when one talks about the equivalent for youngsters, there could be uncommon issues for them, left, right and focus. These kids endure inconvenience while resting while they additionally get frightened in a dim room or at whatever point they are separated from everyone else. Their certainty takes an extremely off-base turn and this basically causes them to feel exceptionally frightened toward the day's end. The need is to have legitimate preparing and instruction bestowed by the guardians as well as watchmen. Their assistance and help could mean marvels for these youngsters who ought to be informed that these flicks are a piece of the universe of fiction and nothing else by any means. One ought to accept that repulsiveness is in reality not a decent sort for kids since these kids experience a ton with regards to understanding the delayed consequences of watching thrillers. They get terrified, include extreme dread inside their positions and quit meeting individuals who they consider intently taking after one of the shades of malice appeared in the blood and gore flicks. They likewise prefer to

Cost-Effective vs. Cost-Efficient

Financially savvy versus Cost-Efficient Financially savvy versus Cost-Efficient Financially savvy versus Cost-Efficient By Maeve Maddox A peruser has gotten some information about the utilization of these two terms: I was thinking about whether you would mind to remark on the contrast between cost-proficient and financially savvy. In both, Oxford and Webster (the free online forms), financially savvy is appropriately characterized while the cost-proficient page focuses to that of practical. It would seem that cost-effective is an endured equivalent word of a lesser status. As usual, my beginning spot is The Oxford English Dictionary. There I discover a reference to savvy in the section for cost: practical adj. assigning or relating to an undertaking, and so on., that is compelling regarding its expense. The primary OED reference given for practical is dated 1967. I discover no access for cost-productive. Merriam-Webster Unabridged gives sections to the two terms: financially savvy adjective:â economical regarding unmistakable advantages created by cash spent. cost-productive modifier: practical. M-W gives 1970 as the â€Å"first known utilization of cost-efficient.† I presume that there is no distinction of significance between savvy and cost-proficient. Is it true that one is term of â€Å"lower status† than the other? The most that can be said is that one is more typical than the other. The OED and M-W date the terms from 1967 and 1970, however the Ngram Viewer shows that financially savvy was available in printed sources as ahead of schedule as 1836. The two terms are reported in works imprinted in 1887. Practical shows a knock on the diagram during the 1940s, yet then the two terms stay pretty much even until the 1960s, when savvy takes off ahead. A Google scan likewise shows an inclination for savvy: â€Å"cost-effective†: around 83,600,000 outcomes â€Å"cost-efficient†: around 7,840,000 resultsâ My recommendation is to utilize the more typical term: financially savvy. Need to improve your English in a short time a day? Get a membership and begin getting our composing tips and activities day by day! Continue learning! Peruse the Expressions class, check our mainstream posts, or pick a related post below:12 Signs and Symbols You Should Know15 Types of DocumentsWords Often Misspelled Because of Double Letters

How to Make Ice Cream in a Bag (No Freezer Needed)

The most effective method to Make Ice Cream in a Bag (No Freezer Needed) You can make frozen yogurt in a plastic sack as a pleasant science venture. The best part is you dont need a frozen yogurt producer or even a cooler. This is a fun and delicious food science venture that investigates the point of solidification sadness. Materials 1/4 cup sugar1/2 cup milk1/2 cup whipping cream (overwhelming cream)1/4 teaspoon vanilla or vanilla enhancing (vanillin)1 (quart) zipper-top baggie1 (gallon zipper-top baggie2 cups iceThermometer1/2 to 3/4 cup sodium chloride (NaCl) as table salt or rock saltMeasuring cups and spoonsCups and spoons for eating your treat! Strategy Include 1/4 cup sugar, 1/2 cup milk, 1/2 cup whipping cream, and 1/4 teaspoon vanilla to the quart zipperâ bag. Seal the sack securely.Put 2 cups of ice into the gallon plastic bag.Use a thermometer to quantify and record the temperature of the ice in the gallon bag.Add 1/2 to 3/4 cup salt (sodium chloride) to the pack of ice.Place the fixed quart sack inside the gallon pack of ice and salt. Seal the gallon sack securely.Gently rock the gallon pack from side to side. Its best to hold it by the top seal or to have gloves or a material between the sack and your hands on the grounds that the pack will be sufficiently cold to harm your skin.Continue to shake the pack for 10-15 minutes or until the substance of the quart pack have cemented into ice cream.Open the gallon sack and utilize the thermometer to gauge and record the temperature of the ice/salt mixture.Remove the quart pack, open it, serve the substance into cups with spoons and appreciate! How It Works Ice needs to retain vitality so as to soften, changing the period of water from a strong to a fluid. At the point when you use ice to cool the elements for frozen yogurt, the vitality is assimilated from the fixings and from the outside condition (like your hands, on the off chance that you are holding the baggie of ice!). At the point when you add salt to the ice, it brings down the point of solidification of the ice, so much more vitality must be assimilated from the earth all together for the ice to soften. This makes the ice colder than it was previously, which is the manner by which your frozen yogurt freezes. In a perfect world, you would make your frozen yogurt utilizing dessert salt, which is simply salt sold as huge precious stones rather than the little gems you find in table salt. The bigger precious stones set aside more effort to disintegrate in the water around the ice, which takes into consideration in any event, cooling of the frozen yogurt. Substances That Separate Into Particles When Dissolving You could utilize different kinds of salt rather than sodium chloride, however you couldnt substitute sugar for the salt in light of the fact that (a) sugar doesnt break down well in cool water and (b) sugar doesnt disintegrate into numerous particles, similar to an ionic material, for example, salt. Exacerbates that break into two pieces after dissolving, as NaCl breaks into Na and Cl-, are better at bringing down the point of solidification than substances that dont separate into particles on the grounds that the additional particles upset the capacity of the water to frame crystalline ice. The more particles there are, the more noteworthy the interruption and the more prominent the effect on molecule subordinate properties (colligative properties) like the point of solidification wretchedness, breaking point height, and osmotic weight. The salt makes the ice retain more vitality from the earth (getting colder), so in spite of the fact that it brings down where water will re-hold up into ice, you cannot add salt to freezing ice and anticipate that it should hold up your frozen yogurt or de-ice a frigid walkway (water must be available!). This is the reason NaCl isnt used to de-ice walkways in regions that are freezing.

Causes and Effects of Job Stress

Circumstances and end results of Job Stress Section no. 2 2) A survey of writing Employment stress has been perceived as a genuine and incessant reason for singular anguish, aggravation, strain and inconveniences. In actuality little research work has so far been done on the subject of employment worry in Pakistan. Then again a lot of work has been done on the subject over the world especially in the U.S.A and Europe. To direct survey of applicable writing on the theme, the scientist was obliged to peruse through Internet and to discover pertinent materials. The extent of research work done on work worry over the world and the quantum of information accessible on the point on the Internet is amazing and is outside the extent of this part to consolidate everything. Anyway an exertion has been made to choose a couple of firmly related expositions, reports and articles on the subject for audit reason. This survey analyzes distributed confirmations on the circumstances and end results of occupation stress, and the suggestions for medical caretakers/representatives in associations. It merits referencing here that in todays dynamic world the nursing calling is viewed as loaded with pressure. English Psychological Society, 1988 expressed employment worry as one of the main ten mechanical ailments in the US†. Willcox (1994), announced that atleast 25% of the representatives are psychlogically worried at any one time. It has genuine ramifications for the soundness of the laborers in the general public all in all. The Health of The Nation (HMSO, 1992) depicts that this territory should be routed to advance the wellbeing of the laborers (government reports 1992). ‘Stress is â€Å"one of the most erroneous words in the logical literature† announced by williams (1994). The term at times shows stressfull occasions and at some point demonstrate the impact of these occasions on work execution and at some point dis requested wellbeing commented by Maclean (1985). Marmot Et. Al 1987 reports that activity stress is â€Å"lack of seeing how work enviroment make an individual sick. Employment stress allude to expansive class of issues showed by Lazarus (1971) â€Å"Any request which atax the framework, whatever it is, a physiological framework, a social framework or a mental framework, and the reaction of that system.† There is more prominent agreement about the significance and impact of occupation stress. WHO (1986) expressed that pressure â€Å"is a powerful perspective described by sensible concordance between a people capacities, needs and desires, and ecological requests and opportunities.† Prof. Cox (1993) focuses on the significance for general soundness of a condition of harmony among necessities and requests, refering to the World Health Organizations meaning of prosperity: Research concentrate on work pressure finishes up; Hans Selye (1956) is considered as the dad of stress examine. The Stress of Life (1956), a book by Hans Seyle presented the idea of worry in the open area and his General Adaptation Syndrome [GAS] is a famous one among the exploration scholor of brain research and the board. Stress â€Å"a state, showed by a particular condition of natural events† Selye (1974). He contended that pressure isn't totally a terrible occasion. As per him stress is the response of the physical body toward a circumstance or occasion, which is requesting. â€Å"Any sort of typical movement can deliver significant worry without causing any destructive effects† (Selye, 1974), Selye 1982 plainly express that the vague ramifications of any interest put on the body be its impact mental or substantial. â€Å"The vulnerability that happens at the authoritative, unit, gathering, and individual levels. Vulnerability exists to the degree that information about an occasion or condition requiring activity or goals is experienced as inadequate† announced by Schuler and Jackson (1986). Edwards (1988) see about the pressure is that â€Å"A negative inconsistency between a people apparent state and wanted state, gave that the nearness of this error is viewed as significant by the individual.† Taylor (1992) announced about worry in the accompanying words â€Å"Demands made upon us [internally or externally] which we see as surpassing our versatile assets. On the off chance that we attempt to adapt and that is incapable this offers ascend to pressure. On the off chance that this pressure is delayed, at that point enduring mental and physical harm may occur.† Hereby requests we do imply that emerge from the remaining task at hand or work trouble. Cox (1993) impression of stress is from te suspicion that stressor are discreat, time constrained and different occasions of the life requiring modifications or adaptaion are totally connected with pressure. Holmes and Rahe (1967) positioned the potential stressfull occasions which might be work or non business related, for example, passing of mate, separate, marriage (not all negative), terminated from work conjugal compromise, retirement, bussiness rearrangement, change in a tough situation with manager change in work condition. (Holmes and Rahe, 1967). â€Å"Job stress is the entirety of variables experienced comparable to work which influences the psychosocial and physiological homeostasis of the laborer. The individual factor is named a stressor and stress is the individual laborers response to stressors.† Suggested by Weiman (1977). Beehr and OHara (1987) utilized ‘stressor instead of ‘stress to allude to causal variables becauseâ€Å"few individuals misconstrue stressor to mean the people reaction.† And utilizes ‘strain to mean â€Å"the state ofbeing worried as confirm by physiological, mental or clinical indices,† Hans Selye (1951) report about The General Adaptation Syndrome [GAS] states that, because of a stressor, an underlying ‘alarm response is trailed by a ‘stage of obstruction in which protection from the first stressor develops however capacity to oppose new stressors is brought down. In the long run a ‘stage of depletion sets in which finishes in calamitous failure to adapt to any type of pressure. 2.1 The human essence of nursing, (2001): Commented on nursing calling; The female medical attendants faces testing circumstances on regular schedule. They face crying and biting the dust patients and their assignment is stressfull , unrewarding and startling. 2.2 The significance of the nursing calling is obvious from the way that the ILO has dispatched a manual with the title work worry in nursing calling to control and forestall the worry by Professor Cox (ILO 2001) 2.3 ILO (2001) detailed. The control of nursing is connected with difficulties and requesting undertakings. It is additionally loaded with over-burden, job conflit and job equivocalness. In this way, there is an extraordinary need to start a pressure intercession and stress the board program for medical attendants. 2.4 ILO(2001) introduced that different research examines have attempted to work out the impact of occupation weight on work execution and employment fulfillment of medical attendants. It has been set up that a negative connection exist between work pressure and occupation execution and employment fulfillment. 2.5 Health and Safety Executive (HSE 2001) inquire about report with the title; the working environment stress scourge; uncovers that 53% of the representatives have encountered a worry in the work place, International Stress Management Association (2001) found that one out of four working power have endured because of stress related ailment. One out of five has endured extraordinary worry in the work palce. 2.5 The HSE(2001) examine found, a highky noteworthy co connection between outrageous pressure and poor working condition. The representatives have detailed a wide rang of medical issues and conduct issues, Professor Andy Smith have affirmed the way that activity stress is one of the most apparent issue in the work enviroment. 2.6 The Bristol team(2000)has announced that 30% expansion in work pressure has been happened in the work enviroment. The serious issues showed by work pressure related ailment are gloom, nervousness, backach and musculo skeletal scatters. 2.7 Chartered Management Institute in 2001has found that extended periods of time outstanding burden, working late around evening time has become a culture in the todays present day association and as such are wellsprings of occupation stress. 2.8 This investigation by the CMI and healthcare(2000), has reportd that 25% of the official had gone on wiped out leave in the previous one year because of occupation stress, 75% of the official has detailed that activity stress was demaging their home life, wellbeing, performace at work and fulfillment level.. 2.9 The Health and Safety Executive (2001); look into study expressed about sorces of stress and the conditions which bring about pressure. The wellsprings of stress are work over-burden, repetative work, job strife, job uncertainty, threat, harasment and harassing, poor connection transport, in adaptable shedule, absence of social help, disarray, absence of correspondence and poor working condition and so on. 2.9.1Cary Cooper(1995), has contended that the patterns in the american culture are the significant wellsprings of occupation stress, for example, working for extended periods, down measuring and no contact culture. 2.10 According to Elizabeth Burtney (2002),who found the association are loaded with pressure and along these lines we should concentrate on the pressure intercession in the association as wel as on worried indivisual. 2.11 Professor Stephen Palmer(2001)reported in his examination study that worry in an all inclusive thing. Everybody can be pushed and the edge level of each body will be unique. It rely upon the individual how he percieves a particular circumstance. Stress might be the consequence of the interactio between the individual and enviroment. 2.11.1 Professor Cary Cooper (1995) has contended that weakness in the association sound system type disposition of the supervisor might be the significant wellsprings of stress. For workers it is essential that they ought to have full oversight at work due to absence of control some time bring about occupation stress. 2.11.2 Elizabeth Burtney of HEBS research(2004) uncovers that worry in this advanced world also conveys a disgrace in the shut style of the executives whe

How to Write the University of Virginia (UVA) Supplement 2018-2019 TKG

How to Write the University of Virginia (UVA) Supplement 2018-2019 The University of Virginia, most often referred to as UVA, is very highly ranked, very big school, in (shocker) Virginia. It is widely considered one of the best national universities as well as one of the best-value schools (aka you actually get what you pay for). They also have their own medical system â€" attention: aspiring doctors â€" which includes one of the best hospitals in the world. There are 16,034 undergraduate students. If you want a small school feel, UVA is not for you. If you want a big community with a lot of school pride, it may be the right place. The 2016-2017 acceptance rate was close to 30%, but keep in mind that 69% of their students are from Virginia. Getting in as an “outsider” is no simple feat. 1. We are looking for passionate students to join our diverse community of scholars, researchers, and artists. Answer this question, which corresponds to the school/program you selected above, in a half page or roughly 250 words. UVA is made up of a series of un dergraduate colleges. When you designate which college you are applying to, you will be ‘served’ one of the questions below. You will not get the supplement prompt until you have selected a schoolâ€"so please select a school sooner rather than later.  College of Arts and Sciences - What work of art, music, science, mathematics, or literature has surprised, unsettled, or challenged you, and in what way?Surprised, unsettled, and challenged are very different adjectives. Sure, they often go together, but they have very different connotations. Instead of trying to pick something that relates to all three, pick your favorite of the three and go from there. Once you’ve picked an adjective for inspiration, you need to pick a word. The number one piece of advice we can give you is not to get uppity. Don’t try to seem fancy, or you’ll come off as self-obsessed. Don’t try to appear ‘advanced,’ or you’ll definitely look like you Googled “impressive artwork.” If you truly like Basquiat and can write something that is personal to you about one of his pieces, that’s amazing, but don’t pick something you’ve only walked past in a museum or nodded along to half-heartedly just because they sound impressive. This question isn’t about the “what,” it’s about the “why” and the “how.” Why do you feel connected to it? How has it impacted you? Telling the story of how you discovered it, even if it was through something as silly as diving through a Wikipedia black hole, will help the reader connect not just to the piece, but to you as well. Which is, of course, the whole point.  School of Engineering and Applied Sciences - If you were given funding for a small engineering project that would make everyday life better for one friend or family member, what would you design?This is a very cool question, but don’t let it lead you into trying to solve grand problems. As you answer this question, remember the precise instruction to keep things â €œsmall.” Ask yourself, “what is a problem in my life that I could solve?” Then solve it. If you don’t have a problem or an answer, this may not be the right school for you.School of Architecture - Describe an instance or place where you have been inspired by architecture or design.Don’t write about anything famous. Sagrada Familia, the Eiffel Tower, and anything by Gehry are off of the table. Writing about famous things is boring because you’re not showing the reader anything new, and if you had to travel to see them you are also waving privilege in their face. Instead, bring them to where you are. Build a scene, bring them into the moment, and try to convey the weight of inspiration without using cheesy metaphors. In fact, let’s say no metaphors at all. School of Nursing - School of Nursing applicants may have experience shadowing, volunteering, or working in a health care environment. Tell us about a health care-related experience or another significant interaction that deepened your interest in studying Nursing.We’ve found that most people who want to be a nurse have a strong reason for why. So much so that prospective nurses tend to be much better at explaining their “why” than people looking to pursue any other field, including aspiring doctors. Since you likely have such a story, this is the place to tell it. Give it a beginning, a middle, and an end, and it’s ok if it is a little bit cheesy. Maybe you dealt with childhood illness, a family member is reliant on a great nursing team, or you just fell in love with it that time your mom rushed you to the hospital after you busted your lip open after falling off of a swing. Whatever it is, own it.  Kinesiology Program - Discuss experiences that led you to choose the kinesiology major.Everything we just said about nursing applies here as well. Maybe you’re an athlete or struggle with disability. Again, whatever it is, own it. 2. Required of ALL applicants, regardless of school or pro gram. Answer one of the following questions in a half page or roughly 250 words (Please select the prompt you are responding to). For this one, you only need to pick one of the prompts below. We’ve broken each down to help you decide where to start.  What's your favorite word and why?Don’t answer this question. Well, maybe you can answer this question if you speak a foreign language or if there is a word that is really important to your family but not at all expected or cheesy. Maybe. Generally, though, please move on to the next option. We are a community with quirks, both in language and in traditions. Describe one of your quirks and why it is part of who you are.First off, what is a quirk in language? Speaking Mandarin? That doesn’t seem like quirk to us since a ‘quirk’ is a strange or unique behavioral habit. We digress, but please don’t write about language here because that is encouraging misuse of the word ‘quirk’.That aside, this is an awesome prompt. How of ten do you have the chance to be silly in your college applications? This is a place to not take yourself too seriously. Have fun with it! Try listing 10 of your most quirkiest quirks, then pick from the list. And while cultural traditions don’t meet the definition of ‘quirk’ either, you could focus on a twist on a tradition that your family has made that makes it uniquely your own. Do you celebrate Christmas with a polar bear swim? Now that’s a quirk. Student self-governance, which encourages student investment and initiative, is a hallmark of the UVA culture. In her fourth year at UVA, Laura Nelson was inspired to create Flash Seminars, one-time classes which facilitate high-energy discussion about thought-provoking topics outside of traditional coursework. If you created a Flash Seminar, what idea would you explore and why?If you were wondering, this is the question we would choose, and the question we have our clients choose. It is UVA’s best option. We love this quest ion because it gives you a place to nerd out on what makes you most excited. You can be your geekiest self without having to feel self-conscious. Want to run a seminar on how lawns became status symbols in America? Or on how the number of pools in Florida impact weather system? Be our guest! Whatever you choose, you should aim to hit three targets: spotlight a niche subject that you are passionate about, convey something new that the reader may not know, and get insanely creative.  You only have 250 words, but there are a few things you need to include: ?           A seminar name?           A few suggested readings (preferably short) ?           Three or four guiding questions for the conversation. Also, Google around to make sure that you’re idea hasn’t already been stolen by a forward-thinking Freshman a few years back. UVA students paint messages on Beta Bridge when they want to share information with our community. What would you paint on Beta Bridge and why is this your me ssage?So many questions! But this one isn’t great. Skip this option because we don’t recommend running with it. Answers to this prompt can become very cheesy and self-important very quickly. If you do pick it, pose a question, don’t try to provide an answer. UVA students are charged with pushing the boundaries of knowledge to serve others and contribute to the common good. Give us an example of how you’ve used what you’ve learned to make a positive impact on another person’s life.Quick question: Why would you answer this? This is not the hill you need to die on. If you are going to pick this prompt, the moment you focus on needs to be so significant that you can’t not write about it. But quirks and class seminars are much better questions. Whew! Feeling that college supplement fatigue? If you need someone to help you carry the load, get in touch. We’re pros at helping high-achieving high school students manage the insanity of college season.

The Roles of Care Homes in Hawaii and Care Services - 1375 Words

The Roles of Care Homes in Hawaii and Care Services (Essay Sample) Content: Name)(Instructors name)(Course)(Date)Care Homes in HawaiiIntroductionHawaii is a dream location for most retirees looking for retirement communities that are independent and comfortable. The scenery is spectacular, and its living conditions are so desirable for senior living. Moving away from own home is always a challenge to most people. However, the Adult Residential Care Home (ARCH) provides a lot of opportunities making the move possible. The residential care homes are in Hawaii are usually located within residential neighborhoods. Care homes offer personalized services to specific groups of adults. The services provided at care homes include lodging and meal services, and they get assistance with activities that relate to daily lives. Care homes Most of the care homes do not have medical professionals within the setting. The medical care provided is usually limited, and its on a part-time basis because the primary focus is not on medical care. The residences of c are homes are within traditional neighborhoods and homes and the care provided is for fewer patients than in a community where assisted people live. The low number of patients makes the services more personal and creates an environment similar to home living (Anikeeff Muller 202). The cost of care homes is in most cases less than the cost of nursing home care and even becomes cheaper than the assisted living care in some states. However, cost variations usually occur depending on location, types of services rendered and the room privacy of the patients (Birkett 43). The services offered in residential care homes are usually fewer than those offered by assisted living communities. These services include comfortable rooms, home cooked meals, management of medication, social activities, housekeeping and laundry and fulfilling appointments with doctors. Factors to consider when looking for a care homeWhen considering seeking the services of a care home, it is important to see their lic ensing by the state, the level of care and the services provided (Goudge 41). This is because the terms used to describe these communities may not be a reflection of the requirements by the state regarding level of care, licensing and the services that they provide. In Hawaii, most of the care homes are on the beach front, and their orientation is usually outdoor (Karel 112). The care homes or the adult family homes in Hawaii are more than fourteen, and there are local experts or senior living advisors who are compassionate about helping in comparing the services provided and the related costs that help in saving time in finding the right home care within individual financial constraints. The most important aspect of looking for a good care home is the experience, background, and hospitality of the care givers (Allen 443). Using outside appearance and exterior glamor of the environment is in most cases misleading and should not be relied upon. Some of the factors that need to be pu t into consideration are the experience of the staff members and the owners, ease of communication, and staff to resident ratio should be within the stipulations of the licensing body. Also, it is important to consider if the care givers live together with the seniors or they work in shifts. The choices made after putting the aforementioned factors into consideration should be based on the care of the needs of the senior residents. The cleanliness of the facility which is evident through the appearance of the current residents is also an important aspect in the decision-making process. The survey of the care homes calendar and the treatment during social activities are of significance. Also, it is important to make specific considerations like if pets are allowed, smoking is prohibited and if transport is arranged for the seniors so as to honor appointments with doctors (Smith 127). Besides, it is important to consider meal options offered, whether spending is regulated y staff, sec urity and the monthly rating. The monthly rating in terms of finances needs to consider how the billing of the care home works, whether they accept medical cards and whether there is long-term care insurance. Before making the final decision, it is important to visit at least five residential care facilities. The visits need to be both announced and un announced at different times of the day to be able to find answers to different questions raised in the process of finding a suitable care home for a loved one. State Agencies and Care homesIn Hawaii, the adult residential care homes are licensed and regulated by the state department of health office of health care assurance. This body conducts on-site inspections and Medicare certification surveys, and this ensures that all the care homes have developed standards that ensure quality care in hospitals, health agencies, and intermediate facilities. In Hawaii, care providers have special training and experienced work history that ensure s that they comply with the requirements of the Medicare section of the Office of Health Care Assurance (OHCA) (Mollica, Johnson O'Keeffe 80). The licensing allows for not more than five senior residents to seek the services of care homes at any given time. This makes it possible for the home like setting of the care homes to provide personalized care. In settings with more senior residents, more staff is always available to cater for their needs and the social interaction opportunities are also enhanced. The costs associated with the services of the care homes in Hawaii depend on the care needs and the geographical location. The general costs associated with such services in Hawaii range from between $1200 to $6500. The variation in costs depends on the size, location and specific needs of the senior residents. There are different levels of care within each category of a licensed Adult Residential Care Home. An expanded one is licensed to provide the level of care limited to the n umber of senior patients. The licensed capacity is what determines the number of residents that any given Adult Residential Care Home is permitted to care for. This implies that in a care home licensed for five senior residents, any number below its licensed capacity is considered expanded care. Other than the licensing considerations, when looking for a care home in Hawaii, it is important to do thorough research on the potential care home residence. The licensing regulation is also a good source of information because they provide surveys on each of the care homes. The state law of Hawaii currently states that any individual who is operating without a valid license from the State Department of Health can be subjected to penalties or imprisonment, and they are advised to stop the provision of such services. The process involves the acquisition of an approved certificate of need from the State Health Planning and Development Agency. The response from the agency is...

Personal Statement Personal Strategic Management Plan

Strategic Management Personal Strategic Management Plan Table of Contents Introduction †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..3 Current Roles†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦3 Personal Vision Statement†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 4 Personal Mission Statement†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 4 Personal Core Values†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..4 Self-Analysis†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦4 Personal Goals†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦6 Plan and Strategies for reaching Personal Goals†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 7 Strategy Diamond†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦7 References †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦8 Introduction Building up a dream of future and personal strategic plan is not a difficult procedure, but rather it does take some idea and time. The procedure begins with individual research that incorporates a comprehension of y life arranges, the powers that drive life and conceivable occasions. Personal strategic plan makes a roadmap of activity for the following year – giving a premise for choice making and norms by which to live. Here the organization chosen is related with health which supplies medicines and the name is ABX health industry. Making an individual vital arrangement is an effective practice in taking administration one could lead his own life. One has most likely encountered the dissatisfaction of attempting to juggle the parts as CEO, head, guardian, and mate and group part. 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In The Wedding Banquet (Dir. Ang Lee, 1993) The Inner...

In The Wedding Banquet (dir. Ang Lee, 1993) the inner conflict of â€Å"coming out of closet† is constantly at play as the main character Wai Tung (Winston Chao) juggles his partner Simon (Mitchell Lichtenstein), a fake marriage and his parents. Coming out of the closet for some is seen as a form of both vulnerability and liberation, while remaining in the closet may be seen as a form of survival. For Wai Tung coming out of the closet would mean that his father’s dreams of continuing the family name would die out but remaining in the closet for Wai Tung means having to marry Wei Wei (May Chin) and alter his life with Simon forever. In one of the earlier scenes of the film Wai Tung is seen filling out an application for a singles club his†¦show more content†¦Simon clicks his tongue out of frustration and almost impatience with Wai Tung still being in the closet. In response to this Wai Tung rolls his eyes and shifts his weight away from Simon. This can be read as Wai Tung’s frustration with the conversation and that he knows that Simon would never be able to understand the difference in their families. Simon goes as far as ridiculing Wai Tung and attacking his masculinity and independence. Simon and Wai Tung in this scene represent the two extremes of coming out of the closet or remaining in it, respectively. Towards the end of the scene Wai Tung starts to debate what he is doing by keeping these secrets from his family. He admits that it isn’t the best but also acknowledges that it s something he has been doing for a while and is used to it. This scene really tugs on Wai Tung’s thoughts on coming out, at first he is very comfortable with his space in the closet because it is just from his parents. He still has his life in New York with his gay partner and his parents think that he’ll eventually find someone through the applications for his perfect women. For Wai Tung the â€Å"closet [is] a relatively libera ting place to inhabit† because he knows he can push away the familial responsibilities for a bit (Lim, 52). In a later scene set in the kitchen of Wai Tung and Simon’s

Biography of Amalasuntha, Queen of the Ostrogoths

We have three sources for the details of Amalasunthas life and rule: the histories of Procopius, the Gothic History of Jordanes (a summary version of a lost book by Cassiodorus), and the letters of Cassiodorus. All were written shortly after the Ostrogothic kingdom in Italy was defeated. Gregory of Tours, writing in the later 6th century, also mentions Amalasuntha. Procopius version of events, however, has many inconsistencies. In one account Procopius praises the virtue of Amalasuntha; in another, he accuses her of manipulation. In his version of this history, Procopius makes the Empress Theodora complicit in Amalasunthas death -- but he is often focused on depicting the Empress as a great manipulator. Known for: ruler of the Ostrogoths, first as regent for her sonDates: 498-535 (reigned 526-534)Religion:  Arian ChristianAlso known as: Amalasuentha, Amalasvintha,  Amalasvente, Amalasontha, Amalasonte, Queen of the Goths, Queen of the Ostrogoths, Gothic Queen, Regent Queen Background and Early Life Amalasuntha was the daughter of Theodoric the Great, king of the Ostrogoths, who had taken power in Italy with the support of the eastern emperor. Her mother was Audofleda, whose brother, Clovis I, was the first king to unite the Franks, and whose wife, Saint Clotilde, is credited with bringing Clovis into the Roman Catholic Christian fold. Amalasunthas cousins thus included the warring sons of Clovis and Clovis daughter, also named Clotilde, who married Amalasunthas half-nephew, Amalaric of the Goths. She was apparently well educated, speaking Latin, Greek, and Gothic fluently. Marriage and Regency Amalasuntha was married to Eutharic, a Goth from Spain, who died in 522. They had two children; their son was Athalaric. When Theodoric died in 526, his heir was Amalasunthas son Athalaric. Because Athalaric was only ten, Amalasuntha became regent for him. After Athalarics death while still a child, Amalasuntha joined forces with the next closest heir to the throne, her cousin Theodahad or Theodad (sometimes called her husband in accounts of her rule). With the advice and support of her minister Cassiodorus, who had also been an advisor to her father, Amalasuntha seems to have continued a close relationship with the Byzantine emperor, now Justinian -- as when she permitted Justinian to use Sicily as a base for Belisarius invasion of the Vandals in North Africa. Opposition by the Ostrogoths Perhaps with Justinians and Theodahads support or manipulation, Ostrogoth nobles opposed Amalasunthas policies. When her son was alive, these same opponents had protested her giving her son a Roman, classical education, and instead had insisted that he receive training as a soldier. Eventually, the nobles rebelled against Amalasuntha, and exiled her to Bolsena in Tuscany in 534, ending her reign. There, she was later strangled by relatives of some men she had earlier ordered killed. Her murder probably was undertaken with her cousins approval -- Theodahad may have had reason to believe that Justinian wanted Amalasuntha removed from power. The Gothic War But after Amalasunthas murder, Justinian sent Belisarius to launch the Gothic War, retaking Italy and deposing Theodahad. Amalasuntha also had a daughter, Matasuntha or Matasuentha (among other renderings of her name). She apparently married Witigus, who briefly reigned after Theodahads death. She was then married to Justinians nephew or cousin, Germanus, and was made a Patrician Ordinary. Gregory of Tours, in his History of the Franks, mentions Amalasuntha and tells a story, which is most likely not historical, of Amalasuntha eloping with a slave who was then killed by her mothers representatives and then of Amalasuntha killing her mother by putting poison in her communion chalice. Procopius About Amalasuntha An excerpt from Procopius of Caesaria: The Secret History How Theodora treated those who offended her will now be shown, though again I can give only a few instances, or obviously there would be no end to the demonstration.When Amasalontha decided to save her life by surrendering her queendom over the Goths and retiring to Constantinople (as I have related elsewhere), Theodora, reflecting that the lady was well-born and a Queen, more than easy to look at and a marvel at planning intrigues, became suspicious of her charms and audacity: and fearing her husbands fickleness, she became not a little jealous, and determined to ensnare the lady to her doom.

The Significance of Gender Roles in Shakespeares The...

Gender roles are undeniably a fundamental topic of critique in literature, particularly since expected gender roles have evolved in recent years. More importantly, the transcendence of these gender expectations indicates the possibility for transformation and increasing liberation in society. History explores many different stages for the sexes and their respective roles, from traditional anti-feminist times in which certain roles were strictly enforced, to more modern beliefs entailing free will and a lack of restrictions. In spite of this progress, there are always those who expedite the process while there are others that hinder development from occurring, even when it is necessary. Literary works in particular serve as a showcase†¦show more content†¦In fact, in a crucial commentary Margaret Wilkerson notes that â€Å"the timelessness of the play has not diminished† (Wilkerson 442) due to the way in which it addresses certain key issues of humanity. In this pla y, the young woman, Beneatha, is relentless in her efforts to attend medical school and become a successful doctor. Not only is she crossing preconceived gender boundaries by desiring a respectable occupation, but Beneatha is also rising above expectations of her race by her insistence on acquiring a higher education even during a time of unequal rights. With special regards to the expected compliance and obedience from the women in these plays, gender roles are less predictable since the plays involve characters that rise above social gender boundaries. This is achieved by acting out of the ordinary and ultimately revealing the truth that there are always those who are ahead of their time and that exceptions exist even within the frame of gender roles. In specific regards to obedience, Katherine’s forthright nature and defiance of her father clearly put her ahead of her time in The Taming of the Shrew. Since women were supposed to act subservient and dutiful to their mal e counterparts such as their fathers and husbands, Katherine undermines this belief by simply being unpleasant. Not only is Katherine referred to as â€Å"curst Katherine†(1.2.185), but she is also the

Oxfords Dictionary Defines Lobbing As “A Group Of People

Oxfords Dictionary defines lobbing as â€Å"a group of people seeking to influence legislators on a particular issue.† (needs in text citations)The term lobbing has been around our politics since the creation of the nation. The right to petition the government is based off of the first amendment, in which the people have a right to peaceably assemble and petition the government for grievances. (does this need a citation? Its paraphrase)Labor is the backbone of America. Labor unions were created in the 18th century to support the fair treatment and appropriate wages for employees. Labor unions remain heavily in today’s society and have a bigger impact on advocating for all members. New York State Nurses Association is a union in support of all†¦show more content†¦One of the reasons for nurse burnout is inadequate staffing. Inadequate nurse staffing effects many individuals. Most importantly, patients, nurses as well as hospital administrators. According to Dep artment of Professional Employee [DPE], (2016), staffing issues affect nurses as it leads to nurse burnouts and affects nurse’s health, increasing their risks for hypertension, cardiovascular disease and depression. Understaffing also leads to expensive human resources problems that can affect hospital administrator’s budgets. The harsh demands of nursing are forcing nurses to consider alternative careers. Studies have shown the overall turnover cost per registered nurse is $65,000 (DPE, 2016). One solution proposed by NYSNA is the Safe Staffing for Quality Care Act, it proposes to â€Å"require acute care facilities and nursing homes to implement certain direct-care nurse to patient ratios in all nursing units; sets minimum staffing requirements; requires every such facility to submit a documented staffing plan to the department on an annual basis and upon application for an operating certificate; authorizes nurses to refuse work assignments if the assignment exceeds the nurses abilities or if the minimum staffing is not present.†(bill A6571) This bill was passed by the New York State Assembly on June 14, 2016, the assembly of NY is in support of safe

Customer Relationship In Project Managementâ€Myassignmenthelp.Com

Question: Discuss About The Customer Relationship In Project Management? Answer: Introduction High Services Inc. is an organization that is composed of over 100,000 employees in different countries. The company has started with the Customer Relationship Management (CRM) program and the Social CRM project is a part of the same. Natalie is the program sponsor of CRM, Ito, the Program Manager and Ben is the CIO and project sponsor for Social CRM. There will be a number of resources that will be working on the project along with Ben and George, the Marketing Manager. The document covers the Project Charter along with the Stakeholder Register, Stakeholder Management Strategy and the Scope Statement for the project. Problem Statement The customers that are associated with the organization are losing on the satisfaction level and trust in the company due to the non-fulfillment of their expectations. It is because of the reason that there are so many customers that are engaged with the organization that it is difficult to assess their needs, choices and preferences adequately. Business Need There are over 100,000 employees that are engaged with the organization. Likewise, there are millions of customers that are also involved with High Services Inc. It is necessary to understand the customer preferences and requirements so as to provide the desired services to the customers. Social CRM is a project that will enhance the customer relationship by analyzing customer needs and enhancing the customer management (Maryland 2017). Project Goals The Social CRM system shall be deployed in the organization with no defects in the final release. The best standards and quality practices shall be used in the project activities. The system shall allow the measurement of customer preferences and their needs. Monitor of the performance and benefits realization. Project Scope The project will include the design, development and deployment of the Social CRM system in the organization and will also perform the integration, maintenance and marketing of the same. The project team members will not cover the negotiations with the third-parties regarding the supplies and deliveries (Nita 2014). Deliverables Project Plan: A document covering the details of the project scope, budget, schedule, risks and project team. Design of Social CRM system: Design document comprising of UI screens and wireframes along with the design diagrams. Source Code: The code for the front end of the system. Implementation Plan: The document covering the details of implementation, performance measurement and change management. Closure Report: The report covering the activities that have taken place in the project along with the acceptance and sign offs. Milestones Schedule Name of the Milestone Due Date Project Plan 4th September 2017 Design of Social CRM system 31st October 2017 Source Code 15th January 2018 Implementation Plan 19th February 2018 Closure Report 5th March 2018 Assumptions and Constraints The team members working on the Social CRM project will be provided with the work environment and the tools necessary to execute the project related activities. The project will be required to be completed under the budget of $2,000,000. The total duration that shall be allotted to the project will be six months. High Level Project Budget The project will be required to be completed in an overall budget of $2,000,000. There will be an internal staffing cost of $300,000 involved in the project. Project Team Members Team Member Name Role Responsibilities Ben Project Sponsor Project funds and project requirements George Marketing Manager Marketing strategy and plan A Project Manager Project planning, allocation of responsibilities, project control and closure B Financial Officer Project budget C Business Analyst Project schedule and risk management D Data Analyst Analysis of the customer data and preferences E Senior Developer Development of the source code, integration of the system F Junior Developer Development of the source code, integration of the system G System Designer UI and wireframes design H Implementation Engineer Change management and system implementation Stakeholder Register There will be numerous stakeholders that will be involved in the project. Some of these stakeholders will be internal and some will be external in nature (Ackermann and Eden 2010). A stakeholder register has been prepared and illustrated below to provide complete information on the entities that will be associated with the project. Stakeholder Interest Influence Type of Stakeholder Role Contribution Natalie +1 8 Internal Stakeholder Program Sponsor Project Approvals Ito +1 7 Internal Stakeholder Program Manager Feedback and Suggestions for Improvements, Acceptance and Sign Offs Ben +1 9 Internal Stakeholder Project Sponsor and CIO Project Funds, Project Requirements and Specifications George +1 8 Internal Stakeholder Marketing Manager Marketing Strategy and Marketing Plan for the project A +1 6 Internal Stakeholder Project Manager Project Plan, Project Status Reports, Communication Plan and Closure Report Project Team 0 4 Internal Stakeholder Team members working on the Social CRM project Design Document, Source Code, Implementation Plan and Daily Progress Reports Customers -1 10 External Stakeholder The target audience for the system Feedback and Comments Vendors and Suppliers -1 3 External Stakeholder The entities that will be supplying necessary tools and equipment Tools and Equipment required for the project Stakeholder Management Strategy The power/interest matrix that has been shown above for the Social CRM project comprises of four different sections as Keep Satisfied, Manage Closely, Monitor and Keep Informed. The Customers and the suppliers and vendors are the entities that will have a huge significance in the project in terms of their valuable feedback and tools respectively. However, they will have a lesser interest in the project and have been placed in the Monitor section (Reed 2012). The resources that will be required to be kept satisfied in order to gain their approvals and acceptance will be Natalie, Program Sponsor and Ito, Program Manager. Ben and George will be required to be kept updated with the status and progress of the project and will have a relatively higher interest as well. A, Project Manager and the entire project team will be required to be carefully managed and made available with the adequate set of resources. The planning and execution of the project will be carried out by these resources (Gomes 2006). Communication Strategy Stakeholder Reporting Requirements Frequency of Reports Mode of Communication Natalie Report on the status and progress of the project Weekly Status Report The reports shall be uploaded on the SharePoint location for the project Ito Report on the status and progress of the project Weekly Status Report The reports shall be uploaded on the SharePoint location for the project Ben Report on the status and progress of the project, major set of conflicts and disputes in the projects and the risks involved Weekly Status Report, Weekly Conflict Report, Weekly Risk Management Report The reports shall be uploaded on the SharePoint location for the project George Data collected and analysis results Weekly Data Analysis Results Report The reports shall be uploaded on the SharePoint location for the project A Contribution by each member in the project, problem areas Daily Status Reports by the team members, Weekly Conflict Report The reports shall be uploaded on the SharePoint location for the project Project Team Details on the project schedule, budget and responsibilities Project Plan and Requirements Specification Document The reports shall be uploaded on the SharePoint location for the project Customers Final release of the system Final Release Social media platforms, company website Vendors and Suppliers Payment Receipts Payment Receipts To be shared via email Stakeholder Management There are a number of internal and external stakeholders that are associated with the Social CRM project. It is necessary to make sure that the stakeholders are managed correctly in order to satisfy all of their requirements and to gain maximum contribution from the same. There shall be an internal team meeting that shall be organized by the Project Manager on a daily basis with all the project team members. The internal conflicts and disputes shall be handled and resolved in these team meetings. The communication on the project decisions along with the discussion on the project activities shall also be carried out with the team members in this daily session (Missionier 2014). The Project Manager must also have a meeting with the other internal stakeholders such as Natalie, Ito, Ben and George on a weekly basis to inform about the project progress. Any of the major deviations shall also be discussed in the weekly session (Krane, Rolstads and Olsson 2012). There shall be marketing and advertising of the tool to be done on the social media platform. It will allow the customers to have information regarding the latest changes that will be applied (Eskerod, Huemann and Ringhofer 2015). The suppliers and vendors shall also be managed with the aid of a contractual agreements specifying all the terms and conditions. Scope Statement In-Scope The project team will carry out the planning and estimation activities regarding the project covering the estimation of the project budget, schedule, and risks. The design of the Social CRM system will be covered in the project including the UI and wireframes for the project. The source code will be developed for the project by the team members covering the functional and non-functional aspects of the system. The non-functional aspects will include the following system qualities: The Social CRM system that will be developed shall be scalable so that the system may be scaled up and down as per the latest set of requirements. The non-functional requirement of availability shall be included in the Social CRM system in order to make the system available for access at all times. The Social CRM system that will be developed shall be reliable so that the system may provide only the valid information and response in return of every user action (Encs 2017). The non-functional requirement of maintainability shall be included in the Social CRM system in order to make the system easy to maintain and install the updates. The Social CRM system that will be developed shall be usable so that the system may be in complete accordance with the specifications and requirements. The non-functional requirement of adaptability shall be included in the Social CRM system in order to make the system adaptable to every platform. The integration and implementation activities shall be covered by the team members (Cdss 2014). The control and closure activities shall also be covered by the project team during the life cycle of the project. The Social CRM system shall be marketed by the project team and a marketing plan and strategy shall be prepared. Out-of-Scope The project team will not carry out any of the negotiations with the third-parties such as the suppliers and the vendors. The project team will also not cover the re-work and the risks that will arise due to the delay by the suppliers or the uninformed changes by the senior management. Conclusion Social CRM project is one of the high-visibility projects that are critical for the entire stakeholders that are involved with the same. It is necessary to make sure that the goals of the project are achieved and the business objectives are also met. It can be done by making sure that the project progresses as per the estimated schedule and budget. There are many management methodologies that have been developed for the adequate and efficient management of the projects. One such methodology that shall be applied in the case of the Social CRM project is the Project Management Body of Knowledge. It is the methodology that is commonly abbreviated as PMBOK and it will provide the project with the guidelines and stages that shall be covered. There may be many risks that may emerge during the project timeline such as schedule risks, budget risks, technical risks and several others. These risks will also be handled as per the principles of the PMBOK methodology. The Project Manager will be provided with the steps to follow in case of a major deviation which will ensure project success. References Ackermann, Fran, and Colin Eden. 2010. "Strategic Management Of Stakeholders: Theory And Practice". https://www.hadjarian.com/esterategic/tarjomeh/2-90/khamesi.pdf. Cdss. 2014. "Appeals Case Management System: Project Scope Management Plan". https://www.cdss.ca.gov/acms/res/ScopeManagementPlanv1.0_Final_112014.pdf. Encs. 2017. "Total Quality Project Management". https://users.encs.concordia.ca/~andrea/inse6230-2014/Presentation2_Integ%20and%20Scope.pdf. Eskerod, Pernille, Martina Huemann, and Claudia Ringhofer. 2015. "Stakeholder Inclusiveness: Enriching Project Management With General Stakeholder Theory". Project Management Journal 46 (6): 42-53. doi:10.1002/pmj.21546. Gomes, Ricardo Correa. 2006. "Stakeholder Management In The Local Government Stakeholder Management In The Local Government Decision-Making Area: Evidences From A Decision-Making Area: Evidences From A Triangulation Study With The English Local Triangulation Study With The English Local Government Governmen". https://www.scielo.br/pdf/rac/v10nspe/v10nspea05.pdf. Krane, Hans Petter, Asbjrn Rolstads, and Nils O.E. Olsson. 2012. "A Case Study Of How Stakeholder Management Influenced Project Uncertainty Regarding Project Benefits". International Journal Of Information Technology Project Management 3 (2): 21-37. doi:10.4018/jitpm.2012040102. Maryland. 2017. "Phase 1: Initiation Phase". https://doit.maryland.gov/SDLC/Documents/SDLC%20Phase%2001%20Initiation%20Single%20Hardware.pdf. Missonier, Stephanie. 2014. "Stakeholder Analysis And Engagement In Projects: From Stakeholder Relational Perspective To Stakeholder Relational Ontology". International Journal Of Project Management 32 (7): 1108-1122. doi:10.1016/j.ijproman.2014.02.010. Nita. 2014. "IT Project Management Methodology". https://www.nita.go.ug/sites/default/files/publications/Projects%20Initiation%20Support%20Guide%20-%20Draft%200.3.pdf. Reed, Darryl. 2012. "Stakeholder Management Theory: A Critical Theory Perspective". https://dreed.info.yorku.ca/files/2012/05/Stakeholder-Mgmt-Critical-Theory.pdf.

Compromise These Data To Financial Gains â€Myassignmenthelp.Com

Question: Discuss About The Compromise These Data To Financial Gains? Answer: Introducation Ensuring confidentially, integrity and authenticity of the data is the main goal of any business organization. Organizations like banks hold vital data which consist of customer financial information, customer personal information, history of financial transaction and other organizational employee data. Cyber-attacks, frauds, and hacking are the major threats to this data and hackers put in continuous effort to compromise these data to get financial gains. Thus, the banks need to employ a strong technology based solutions in order to ensure the security and privacy of the data. In this report, a defense in depth security solution is recommended for the bank which provides the security in a layered manner making it more effective. The technology solution segments the banking network and makes use of devices like Unified Threat Management appliances, Fraud detection systems, Network Access control and Network analyzers to ensure that the banking network is safe and secure from these ki nds of attacks. Employing these technology solutions requires changes in the organizational process and thus requires changes in the organizational policy and employee training. This report explores all these aspects in more detail. Technology Solution An essential entity that keeps organizations like banks to be functional is its data. The banks hold huge data of customers which comprise of the financial information of customers, their personal details, their financial transactions, etc. it is thus necessary to ensure security, privacy, and confidentiality of this data. Since this data contains vital financial information it is under continuous threat coming from both internal as well as external sources. Some of them are the cyber based attacks, hacking of the data for carrying out frauds, ATM Skimming, phishing, spoofing, etc. Banks need to prepare themselves to counter such attacks and save themselves and their customers money from being dragged into miscreants accounts. The security solution recommended to the Common Wealth Bank thus is to apply the defense in depth approach to securing the data and the entire premises (Andress, 2014).The defense in depth strategy provides security solutions in a layered framework manner. If o ne layer of the defense is compromised then the other layers of defense hopefully prevent the full attack on the database. The main aspects to look upon are using the defense in depth security framework are the technology solutions, the people, and the operations. This section explains the main technology solution and their impacts on the security and privacy of the data of the bank. The network of the entire bank is to be segmented into various segments. The Web servers, the email servers, the data servers are more vulnerable to cyber-attacks and thus these servers must be on a private network with communication restricted to some internal as well as external hosts. This form of isolation is accomplished by creating a subnet known as Demilitarized Zone (Harkins, 2016). Thus, DMZ network and Private network are in isolation a firewall or an intrusion detection system can be placed before them to monitor the traffic. Such confinement by the DMZ prevents the network from email spoofing, phishing, flooding and denial of service attacks (Hanafizadeh, 2014). Instead of selecting firewall or an intrusion detection system before a DMZ it is recommended to make use of unified threat management system which is a standalone appliance which combines firewall, IDS/IPS, VPN, email and web filtering systems into one single device. Such UTM shall provide choke points for the traffic entering and exiting from the network and thus the traffic can be monitored for any kind of active attacks. The firewall shall provide the central security features and thus shall deny the communication of unauthorized traffic and applications. intrusion detection and prevention system shall help the firewall in detecting harmful network activity and shall trigger analarm for any in theappropriate signature of the traffic. Due to privatenetworking, the firewall shall be able to provide secure remote connections (Layton 2016). The applications of webfiltering shall protect the employee systems from browsing any malicious websites. The SMTP gateway shall act as aspam fil ter and shall help in filtering confidential information (Loader,2013). The SMTP relay server shall provide security to the internal email server of the bank and thus monitor the email traffic. Together the entire UTM along with the DMZ shall preventattacks like Phishing, IP spoofing, unauthorized access, recognizance attacks etc (Fonchamnyo, 2013). Next, the Bank should make use of Network Access Control solutions and Fraud detection solutions (Merkow et al, 2014). The Network Access Control solutions shall permit the access to the network based on the security status of the hosts and the authorization of the accounts. After running the system patch for antivirus, for theoperating system, for anti-malware and firewall a status of the host is determined and access is given to the network on the basis of the status of the hosts. This secures the network from unauthorized and unsecuredhosts access. Along with fraud detection mechanism, the entire banking network can be protected from fraud and unauthorized access (Rushanan,2014). The communication paths must be disconnected in automated ways after a definite period so as to avoid the risk of accessing these pathways for remote access. These must be disconnected manually if not done automatically (Mettouris, 2015). For online banking and for the ATM the bank should employee two two-factor authentications like the token based user authentication or OTP based authentication to strengthen the authentication process of the end users while communicating and make use of the procedure of using anextraordinary mix for the username and passwords. The session for the transaction should expire if no activity is done in the given duration. The SSL 3.0, RC4 with 128-bit encryption (high) along with RSA with a1024-bit trade to guarantee information shall reduce the risk of online based frauds (McHugh et al, 2000). Finally, the Bank should make use of Network analyzer or monitors that regularly monitors the entire network of the bank and generates the health status of the network, the activities for a given period and the traffic pattern report etc. These insights provide details on the activities of the user and help the network administrator to analyze the network pattern and any suspicious activities (Cavusogluet al, 2009). Along with this above technical solution, the internal premises of the bank, the banking outlets, and the ATM outlets should be supported with security features like infrastructure, camera, security guards etc. This shall provide physical security to the entire banking network. Finally, the other two aspects of the defense and depth strategy are the people and the operations. The people include the customers and the employees. They must be trained regarding various kinds of threats and the safeguard mechanism they can employ to prevent frauds. The operations are discussed in next section. Thus, the defense in depth strategy where the network is segmented is the recommended solution for the bank. Organizational Change The new technology solution makes use of segmentation of the entire network and devices like Network access control, new authentication mechanism, fraud detection system, network analyzer etc. This new network solution brings in changes in the traditional form of organizational process. The biggest change comes is in the form of changes in the security governance policy. The organization needs to adopt a strong security policy framework based on the defense in depth strategy framework. This security policy framework shall act as the guideline for the implementation of the defense in depth strategy. This security policy framework shall contain the activities to be done for risk management, for fraud management, for disaster management, for data recovery, for data loss prevention mechanisms, for actions to be performed if there is any kind of cyber-attack or any other attack. Thus, a new set of security policy framework shall be formulated and should be incorporated in the organization (Knapp, 2014). The new technology solution is making use of network segmentation and two-way authentication mechanism for the authorized users. The network segmentation shall result in the formulation of hierarchical based user access, and along with the network control access only authorized users shall be gaining access to the network. The organization needs to provide a list of organizational hierarchy in order to prevent access of the internal users on the data not authorized to them. For example, a help desk agent should not have access to the data of the ATM pin database. This may create a risk of internal theft of the data. Thus, the organizationalhierarchy of the users is to be formulated and authentication mechanism for the users must be done based on the hierarchy. Thus, there is a need to train the employees on how to make use of new authentication mechanism so that they may carry out the banking services properly (D'Arcy, 2014). The segmentation of the network shall result in the physical positional changes of some of the devices like aserver, some departments etc. so that the entire network can be segmented properly in a secured manner. The implementation of the new technology solution shall require the company to employ some specialized employees like a network administrator, a trouble shooter and network security manager. The audit team traditional process shall change and thus their process should become more elaborate one. The audit team needs to make aregular audit of the new devices incorporated in the organization. They should monitor the network reports generated by the network analyzer system and should make audit assessments for devices like the firewalls, the intrusion detection system, SMTP relay server, SMTP gateway, new authentication mechanism etc. along with the traditional auditing of the network. Thus, the audit team check-list must be changed and the audit team should be trained if needed to how to make anaudit of these devices and their users. The employees get an additional duty to train their customers on various security aspects like the new authentication mechanism, ATM skimming risks, the new communication numbers for reporting ATM loss, etc. along with it the entire end users must be made aware of the ongoing phishing attacks, social engineering attacks, spam based attacks and must be provided the training to make use of practices that avoid such kinds of attacks. These practices shall avoid the organization to become the victim of the reconnaissance attack (Gallieret al, 2014). Finally, the organization should employ a security framework as per the information security triad supporting the confidentially, integrity and authenticity of the database. The above technology solution supports this framework and thus must be implemented properly after a proper planning so that the implementation is effective and secures the entire network properly. Every change in the organization process is subjected to have employee resistance. Thus, the organization leaders need to make their employees understand the need of this change by giving information like the goal of this change the advantages due to this change. Thus, the leaders need to come up with a proper change management plan so that the recommended solution is implemented. Moreover for the time period of the implementation it is quite possible that the banking services shall be disrupted. Thus, the bank should provide proper and prior information to its customer regarding such upgrading and no availability of th e services. Conclusion The bank needs to adapt the information security triad of providing confidentiality, integrity, and authenticity of the data in order to secure the entire banking operations and services. Since this data contains vital financial information it is under continuous threat coming from both internal as well as external sources. Some of them are the cyber based attacks, hacking of the data for carrying out frauds, ATM Skimming, phishing, spoofing, etc. Banks need to prepare themselves to counter such attacks and save themselves and their customers money from being dragged into miscreants accounts. The security solution recommended to the Common Wealth Bank thus is to apply the defense in depth approach to securing the data and the entire premises. The defense in depth strategy provides security solutions in a layered framework manner. References Andress, J. (2014).The basics of information security: understanding the fundamentals of InfoSec in theory and practice. Syngress. Cavusoglu, H., Raghunathan, S., Cavusoglu, H. (2009). Configuration of and interaction between information security technologies: The case of firewalls and intrusion detection systems.Information Systems Research,20(2), 198-217. D'Arcy, J., Herath, T., Shoss, M. K. (2014). Understanding employee responses to stressful information security requirements: a coping perspective.Journal of Management Information Systems,31(2), 285-318. Fonchamnyo, D. C. (2013). Customers perception of E-banking adoption in Cameroon: An empirical assessment of an extended TAM.International Journal of Economics and Finance,5(1), 166-176. Galliers, R. D., Leidner, D. E. (Eds.). (2014).Strategic information management: challenges and strategies in managing information systems. Routledge. Hanafizadeh, P., Keating, B. W., Khedmatgozar, H. R. (2014). A systematic review of Internet banking adoption.Telematics and informatics,31(3), 492-510. Harkins, M. W. (2016). Introduction. InManaging Risk and Information Security(pp. 1-16). Apress, Berkeley, CA. Knapp, E. D., Langill, J. T. (2014).Industrial Network Security: Securing critical infrastructure networks for smart grid, SCADA, and other Industrial Control Systems. Syngress. Layton, T. P. (2016).Information Security: Design, implementation, measurement, and compliance. CRC Press. Loader, B. D., Thomas, D. (Eds.). (2013).Cybercrime: Security and surveillance in the information age. Routledge. McHugh, J., Christie, A., Allen, J. (2000). Defending yourself: The role of intrusion detection systems.IEEE software,17(5), 42-51. Merkow, M. S., Breithaupt, J. (2014).Information security: Principles and practices. Pearson Education. Mettouris, C., Maratou, V., Vuckovic, D., Papadopoulos, G. A., Xenos, M. (2015). Information Security Awareness through a Virtual World: An end-user requirements analysis. InProc. 5th International Conference on Information Society and TechnologyICIST(pp. 273-278). Rushanan, M., Rubin, A. D., Kune, D. F., Swanson, C. M. (2014). SoK: Security and privacy in implantable medical devices and body area networks. InSecurity and Privacy (SP), 2014 IEEE Symposium on(pp. 524-539). IEEE.

Using the Essay Sample About Vegetarians

Using the Essay Sample About VegetariansAn essay sample about veterinarians will definitely help you if you want to write an essay on this topic. The essay sample will help you with the food items that are used and discussed by the vegetarians. Aside from this, the essay sample will also contain some tips that can help you in preparing your essay for submitting.It is usually associated with health and wellness and by writing an essay about vegetarians, you can expect it to be a very enlightening and educational essay. This essay sample will make you write an essay that has some information and discussion. Most of the students have this problem of not knowing what to talk about when they write essays.The essay sample about veterinarians will teach you to do research on the topic in order to fully understand it. This essay sample will help you find out about the reasons why some people are vegetarians and if there are also a few benefits that the vegetarians get from going vegetarian. There is the consideration that some of the vegetarians might have some physical problems that could not be overcome by eating the right diet. The essay sample will teach you more about the effects of meat-eating on the body.Aside from this, you can get to know the spiritual values of the vegetarians and you can find out the basic reasons that they choose to be vegetarian. You will find the essay sample about veterinarians is the perfect answer to your essay topic.It is also helpful for you to use the essay sample about vetranians for a very important reason. It will let you know how to properly answer the questions that you will be asked during the examination that you will be giving during the placement test. In writing the essay, you will need to be sure that you answer all the questions that you will be asked by your teacher.The essay sample about vetranians will help you a lot in answering these questions. You can even start by just answering the question that relates to the fi rst question in the essay and it will make the essay sample much easier for you. Your essay will be much more meaningful if you can answer all the questions that are asked by your teachers.You will find that using the essay sample about vetranians will help you a lot. The essay sample will also help you a lot in preparing your essay for submission. The essay sample can also help you a lot in answering the questions that you will be asked during the examination that you will be giving during the placement test.Use the essay sample about vetranians and you will surely benefit from it. It will help you a lot in making the essay that you will be giving during the placement test much more meaningful.

ART essays

ART essays ART 2D TERM PAPER German Expressionism was a movement that rebelled against the tradition of Realism, both in subject matter and style. It applied to an artistic movement that lead German Avant-Garde painting of the early 20th Century rule. Expressionist painting, which developed in reaction to the dormant academic standards of the previous century, discarded refined pictorial naturalism in favor of direct emotional expression characterized by bold distortions of form and violent color. Surrealism is a term coined by The French poet Guillaume Apollinaire in 1917 in reference to his own writings, as well as the work of certain painters, such as Picasso and Marc Chagall. In 1924, one of the founders, Andre Breton, revived the term in his Manifesto of Surrealism, where he describes a super-reality connecting the dream The movement is mostly concerned with the different aspects of the unconscious mind and representations of the dream state. Max Pechstein, an expressionist painter, born December 31, 1881, died June 29, 1955, was a member of DIE BRUECKE (the bridge) A group of German expressionist painters, active just before WWI, who reacted against the impressionism of the Secession movement. Pechstein shared the bold color and expressionist distortion of the Bruecke artists but in a less extreme and more decorative form than that practiced by the groups His painting called Zwiesprache (Two Voices) painted in 1920 is of two nude females conversing in a landscape. Its condition is unusually fine, with strong, boldly-printed colors. The sheet has only some soft creasing in the margins. The subject matter is most probably sexuality and it incorporates the angular forms of Oceanic and African art. The colors he has used in his woodcut are green, black, brown-beige and white. Color becomes largely autonomous ...

Essay About Traveling Why Should You Start Travelling Today

Essay About Traveling Why Should You Start Travelling Today Traveling is an extraordinary experience every person needs to try. It reveals a whole new and exciting world out there, opens out your inner strength, and presents with unforgettable adventures. Read an example of essay about traveling to learn more and get inspired. Traveling – The First Thing on Your To-Do List There is nothing quite like traveling, like seeing a new place for the first time or returning to a favorite one. People of all ages, from all around the world, go to foreign places for different reasons – mainly, for work, family, and leisure. Whether by plane, train, ship or by automobile, traveling is generally a pleasurable experience, at least for the people who can financially afford comfortable and safe methods of travel. But it has more benefits than satisfying one’s need to make money, like, for example, to see loved ones and enjoy oneself on vacation. There are other benefits of traveling worth mentioning and trying out. HOW DIETING AND EXERCISING CAN CHANGE YOUR LIFE? One of the significant benefits of traveling is finding and keeping inner balance. Too often, people get wrapped up in their lives, their daily routine of working, sleeping, eating, and living. They become self-absorbed to the point when their fatigue affects their health, their happiness, and their future. It’s a great, big world out there with billions and billions of people, who each day live their life and have their own unique experiences. Traveling is a humbling experience. It is merely a superior feeling: to go to another country, and to see people live differently, speak differently, look differently. This is how one comes to understand how big and crazy our world is. Another benefit to traveling is coming to see one’s native country in a different light, in a different way. It is possible through making a comparison of your home and a foreign location. Sure, this is impossible without traveling. Going to unknown places create new perspectives and inspiration. Away from home, one comes to understand what â€Å"home† actually is and what it means. Perhaps their native country is not as free as they had been told or initially thought it to be, for example. One does not understand what it means to be a citizen of their native country until they have seen it from a distance, from another, completely different country. When traveling elsewhere and having to live according to a foreign place’s laws and social norms, one immediately thinks of how things are done in their own country and culture and begins to favor one way or another. This changes how one feels about their native land, whether in a better or a worse way. This notion can be applied to various characteristics, such as women’s rights, human rights, customs and traditions, beliefs, a trust for government, etc. Traveling is always beneficial for the individual experiencing it. Another great benefit of traveling is a life experience. Many people do not have the luxury of going to another country, or even to another city of their own country. Traveling gets a person out of their comfort zone, away from all their ordinary pleasures and comforts and way of doing things. This forces them to be adventurous, to live life to the fullest, to make the most of this precious gift and use the time they have to discover new things, and meet new people. This is similar to what people experience when reading a fictional story. They get to become whoever they are reading about, just like when traveling, they get to become the citizens of the country they are visiting, even if it is only for a short time. They live outside their life. To conclude, traveling is the perfect entertainment for a person of any age. On the one hand, it helps people to form a better understanding of themselves, their beliefs, and their lives. On the other, it also provides people with a better understanding of the world they live in, even if it’s beyond their immediate environment. Moreover, it may even help a person to feel connected to the many people living in the world. Nevertheless that their lives may never meet or they are so utterly different that they may as well be from different planets. There are no hesitations. Go and explore the world. In the meantime, will take care of your academic success. Just place an order and get ready for the trip without a second thought.

Case study assignment Essay Example | Topics and Well Written Essays - 500 words

Case study assignment - Essay Example The Tokyo management concept could not be successful because the French population was not as open to the American ideas as was the Japanese audiences, very exited to see the American Disneyland experience no matter what it cost. Financial losses compelled management to charge high rates of rooms rent and food served. The management found flaws in the European perspective of market financing while comparing it with the US market financing. Later, management revised the marketing plan for Disney by implementing strategic and tactic changes at the right time. Changes were made to adapt to the French culture by allowing wine andentry of pets in the Disneyland. The French characters like Zorro, Mary Poppins, and Alladin were casted in advertisements along with celebration of Donald Duck’s birthday to position EuroDisney on the top of the European destinations for short time visits. The new French CEO changed marketing tactics by capturing local markets based on different touristsà ¢â‚¬â„¢ habits. Advertisements and packages were structured according to the city marketing trends. Park admission rates were reduced by 20% and room rents by 30% with special promotions for the winter season. The name of the park was changed to Disneyland Paris (Case Study). Taking a lesson from its experiences of Tokyo Disney management, the Hong Kong Disneyland marketing strategy was made keeping mainly the Asian audiences in view. Local cultural traditions were particularly taken care not to antagonize the feelings of public as it happened in the case of Tokyo Disneyland. The American experience matched only in the matter of admission fee, which was marginally more affordable and similar to the Disney’s US parks in California and Florida than to the fees in Tokyo and Paris (Asia Times 2005). According to Roy Tan Hardy, vice president of marketing and sales of Hong Kong Disneyland, regarding park’s attractions â€Å"We carried out extensive, in-depth consumer insight

Banking Crisis Essay Example | Topics and Well Written Essays - 5000 words

Banking Crisis - Essay Example The crisis is thus perceived to have occurred as the result of exposure to Market Risks due to such risk transfer mechanisms (Banks normally are never exposed to market risks because they reply on internal systems in managing the credits) that caused many loopholes in the Credit Risk Management in management of lending to Sub-Prime customers. These customers are individuals or companies who do not have clean credit history or regular source of income. The Banks & Financial Institutions preferred to lend loans to Sub-Prime customers to avail the benefits of higher interest rates at a perceived calculated exposure of the investment capital to higher risks. To facilitate this in a secured and manageable manner, the banks & financial institutions used the mechanism of "Securitization" that essentially is the mechanism of distributing the risk of the lending to the investors outside the Banking system through a process. The process of "Securitization" resulted in the boom of Credit Deriva tive Market and was used extensively in the US Sub-Prime Mortgage Market by increasing the number of risky products but still reduce the liabilities on their balance sheets (thus shielding the same from external auditors). The money was shown to be flowing through so called "conduits" from investors to the borrowers through the SPV and SIV system. As described by experts the primary drawbacks that occurred in this process are poor valuations of assets acquired against the credit instruments thus resulting in uncertain asset valuation & high credit risk exposure that couldn't detect the imperfections in the Credit Markets. Even the external rating agencies got trapped in this mirage and couldn't predict the Sub-Prime crisis because the Securitization Process was extremely complex and the dependency was upon scattered and unreliable data outside the core banking system. Moreover, the Bank's risk assessment didn't demonstrate due diligence in screening the sub-prime borrowers and infor ming the investors about the associated risks in the so called securitized products. The overall system expanded uncontrollably and the competition became very stringent resulting in loans getting sanctioned at the flash of light and there was no time for adequate risk management. The actual risks ware completely covered under hyped data and analytics about the new credit instruments which, frankly no one understood correctly - not even the external auditors and the statutory & governance